CLS announce policy improvements

CLS have announced that they are making improvements to their policy wording for Search Insurance (TP60 / TP64), Planning and Building Regulations Insurance (TP51) and Sewer Indemnity Insurance (TP239). These changes will go live on Monday 13th November.  

See details below:

Search Insurance (TP60 / TP64) – Changes to online wording

What does this mean for you?

• Clearer Statements of Fact to show that the online policy covers re-mortgage 

• Changes to policy to allow not only official searches to be covered but also regulated searches

• Extended cover, same price  

Planning and/or Building Regulations (TP51) – Changes to online/offline wording

What does this mean for you?

• Extended cover, same price 

• Clearer, more refined Insured Risks to show that policy covers lack of building regulations approval and works that are carried out by a Competent Person Scheme where building regulations consent is not required but, where works are carried out by a Competent Person and a certificate is issued. i.e. inclusions to show installation of windows, boilers and electrics are covered.  

(a)         building regulations consent; and/or

(b)         building regulations regularisation certificate; and/or

(c)         Part L building regulations certification in respect of boiler installations; and/or

(d)         Part P building regulations certification in respect of electrical installations; and/or

(e)         FENSA certification.

Residential Sewer Indemnity (Build Over) Policy (TP239) – Offline to Online Change  

The Sewer Indemnity (Build Over) Policy for residential properties will be now available to order online, having previously only been available offline. 

The Sewer Indemnity insurance product provides cover where a property has been built over a sewer and the local authority and/or water company need to carry out repairs and maintenance to the sewer, causing damage or constriction to the property. 

The policy provides cover for any financial losses, covering; the lender, the current owners and successors in title for a period of 10 years. 

What does this mean for you?

• Easier to order the policy now it’s available online 

• Policy covers Successors in title for both the purchaser and lender  

• Period of Insurance from the Inception Date, and continuing for a period of 10 years

If you have any questions, please contact your Account Manager, or Helpdesk on 0844 249 9200 or email helpdesk@tmgroup.co.uk.